While growing your business to the next level, you have to manage several elements simultaneously. Depending on the domain and status of your business, you may be handling several roles for the growth of your business. Nevertheless, you should also consider that you are responsible for all the legal proceedings against your business. A personal injury lawsuit is one of them and you should not forget it as it can lead to severe losses.
The hard reality is that this lawsuit can impact your business adversely and your reputation in the market can fall which is not a good thing for any business. Here, in this article, we will give you some vital tips that you can follow to prevent these lawsuits and even protect your business from them.
So, without any further delay, let us dive into the details.
Top 3 Tips To Protect Your Business
Follow Proper Training Program And Hiring Procedure
Hiring and training are the key aspects to consider if you wish to grow your business and protect it from potential personal injury lawsuits. The doctrine of vicarious liability states that the employer can be held responsible for the actions of the employees working for him/her.
For example, suppose any employee working for your business assaults your customer and later it is revealed that the employee has some criminal charges on him/her, then the customer can hold the employer of the employee responsible under a negligence hiring claim.
So, it is essential to have a clear and strict hiring procedure that screens all the new hires properly and trains them according to your business values. In case, you face a personal injury lawsuit, then always consult with your Port ST Lucie personal injury attorney before you proceed further.
Opt For Suitable Measures To Keep Your Business Premises Safe
Premises liability is one of the top areas in the category of personal injury claims, especially when it comes to claims against any business. The premises liability law states that it is the responsibility of the business owner/owners to keep the space safe for everyone. If the owner fails to offer a safe space then it can lead to financial liability for accidents like slips and falls which are pretty common.
The law varies with different states but the focus stays on the relationship between the visitor visiting the premises and the type of the premises. Most states categorize the visitors into three categories namely, licensees, invitees, and trespassers.
The invitees category enjoys the strongest legal protection under this law as they visit your premises for your benefit. If your business has a public-facing storefront, the majority of your foot traffic will fall under the category of invitees. So, to protect your business space from the possibility of a lawsuit under this category, you should always inspect the property for dangerous conditions and look to mitigate them as soon as possible. Try to cover all the common bases in your store. Some of them are mentioned below.
- Keep the floor dry to avoid any slips and falls.
- Place the products on the shelves properly so that they don’t fall.
- Repair all the electric appliances to avoid any potential hazard.
Always Have The Right Business Insurance
The above-mentioned ways are to prevent the personal injury lawsuit. However, there can be chances when you have to face lawsuits so it is best to have proper business insurance that can protect you and your assets. Having the right business insurance can make a significant difference. Here is a brief description of different types of business insurance. You can explore and pick the right one according to your needs.
- Product liability insurance protects you in case when a damaged product of your business can cause damage to the customer.
- Professional liability insurance will protect you from any act of malpractice or negligence by the employees of your business.
- The general liability insurance will protect you against all the financial losses that will occur due to lawsuits, bodily injury, property damage, etc.
- Worker compensation insurance is another type that will protect you against the lawsuit that is filed against your business by one of the employees who are working for your business. If you don’t have this insurance then you can face a personal injury claim. So, it is necessary to carry worker compensation insurance to protect yourself and your business from any claims.
The Bottom Line
You have to remember that your business is unique from all your competitors and your needs are different to handle the personal injury claims if you have to face them. Go through the above tips and always opt for professional help to protect yourself and your business from these lawsuits.